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A Learning Portal from Recruitment India
Which of the following correctly defines the term LIBOR?
Global consumer products inflation rate
Interest earned by central banks for investing in the United States Treasury bonds
Benchmark interest rate at which major global banks lend to one another
The interest rate charged by World Bank to borrowing countries
Answer with explanation
Answer: Option CExplanation
The London Interbank Offered Rate (LIBOR) is a benchmark interest rate at which major global banks lend to one another in the international interbank market for short-term loans.
It serves as a globally accepted key benchmark interest rate that indicates borrowing costs between banks. The rate is calculated and published each day by the Intercontinental Exchange (ICE).
It is based on five currencies including the U.S. dollar, the euro, the British pound, the Japanese yen, and the Swiss franc.
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Who has been appointed as new Managing Director of Indian Overseas Bank?
J Packirisamy
Amitabh Chaudhry
Partha Pratim Sengupta
Sanjiv Chadha
Answer with explanation
Answer: Option CExplanation
Indian Overseas Bank (IOB) on Thursday said Partha Pratim Sengupta has been appointed as its new managing director and chief executive
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Which renowned Indian writer’s 140th birth anniversary was observed on July 31, 2020?
Rabindranath Tagore
Amrita Pritam
Munshi Premchand
Sri Aurobindo
Answer with explanation
Answer: Option CExplanation
July 31st is going to be Munshi Premchand’s 140th delivery anniversary this yr, on July 31, i.e. Friday
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National Education Policy 2020 emphasizes to set up which fund?
Education Upliftment Fund
Gender Equality Fund
Social Empowerment Fund
Gender Inclusion Fund
Answer with explanation
Answer: Option AExplanation
National Education Policy (NEP) 2020 emphasizes setting up of Gender Inclusion Fund, Special Education Zones for disadvantaged regions and groups
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The gross nonperforming assets (GNPA) ratio of all scheduled commercial banks (SCBs) will increase from 8.5% in March 2020 to what amount by March 2021?
14.7%
11.7%
12.5%
10.0%
Answer with explanation
Answer: Option CExplanation
The macro stress tests for credit risk indicate that the GNPA ratio of all SCBs may increase… to 12.5% by March 2021 under the baseline scenario,” the RBI said in its Financial Stability Report, July 2020. “The ratio may escalate to 14.7% under a very severely stressed scenario,” which assumes hypothetically that the GDP would suffer a contraction of 8.9% in 2020-21, the central bank added. In the baseline case, the GDP is assumed to contract 4.4%
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The new National Education Policy (NEP) 2020 approved by the government will replace which of these policies?
NEP 1982
NEP 1986
NEP 1984
NEP 1988
Answer with explanation
Answer: Option BExplanation
National Education Policy 2020 will replace the thirty-four year old National Policy on Education (NPE), 1986.
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Who represented India at the 6th BRICS Environment Ministers’ Meeting?
Rajnath Singh
Harsh Vardhan
Piyush Goyal
Prakash Javadekar
Answer with explanation
Answer: Option DExplanation
The Environment Ministers of the five BRICS countries participated in the 6th BRICS Environment Ministers’ Meeting on July 30, 2020. The video conference was held under the Presidency of Russia
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Who released the e-book titled ‘Standard Treatment Guidelines for the Management of Substance Use Disorders and Behavioural Addictions’?
Pralhad Patel
Harsh Vardhan
Prakash Javadekar
Narendra Modi
Answer with explanation
Answer: Option BExplanation
The Union Minister of Health and Family Welfare (MoH& FW), Dr. Harsh Vardhan, released an ebook, titled ‘Standard Treatment Guidelines (STG) for the Management of Substance Use Disorders (SUD) and Behavioural Addictions’ virtually. The book was released in the presence of State Minister of (MoH & FW), Ashwini Kumar Choubey. Aim: The book centers the tackling of substance abuses and behavioural addiction of the country. The guidelines in the book were developed by a group that works under the Tobacco control and Drug Dependence and Treatment program
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Which two organizations agreed to partner toward the “Green Recovery?
GCF and World Bank
ADB and AIIB
World Bank and ADB
ADB and GCF
Answer with explanation
Answer: Option DExplanation
The Asian Development Bank (ADB) and the Green Climate Fund (GCF) have agreed to partner toward a “green recovery” for members confronting the harsh economic impact of the coronavirus disease (COVID-19) pandemic.
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Which of the following are the pillars of Digital India programme.
2, 3, 4
1, 2
1, 2, 3
1, 2, 3, 4
Answer with explanation
Answer: Option DExplanation
Digital India is an umbrella programme that covers multiple Government Ministries and Departments. It weaves together a large number of ideas and thoughts into a single, comprehensive vision so that each of them can be implemented as part of a larger goal.
Each individual element stands on its own, but is also part of the larger picture. Digital India is to be implemented by the entire Government with overall coordination being done by the Department of Electronics and Information Technology (DeitY).
Digital India aims to provide the much-needed thrust to the nine pillars of growth areas, namely Broadband Highways, Universal Access to Mobile Connectivity, Public Internet Access Programme, e-Governance: Reforming Government through Technology, e-Kranti – Electronic Delivery of Services, Information for All, Electronics Manufacturing, IT for Jobs and Early Harvest Programmes. Each of these areas is a complex programme in itself and cuts across multiple Ministries and Departments
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The Green-Agriculture project funded by Global Environment Facility (GEF) was launched in which state?
Maharashtra
Mizoram
Karnataka
Tamil Nadu
Answer with explanation
Answer: Option BExplanation
The project would be implemented in collaboration with the Food and Agriculture Organisation (FAO) in high-conservation-value landscapes of five States namely, (i) Madhya Pradesh: Chambal Landscape, (ii) Mizoram: Dampa Landscape, (iii) Odisha: Similipal Landscape, (iv) Rajasthan: Desert National Park Landscape and v) Uttarakhand: Corbett-Rajaji Landscape.
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Who authored the “The Pandemic Century”?
Mark Honigsbaum
William Faulkner
Virginia Woolf
Ernest Hemingway
Answer with explanation
Answer: Option AExplanation
The Pandemic Century: One Hundred Years of Panic, Hysteria and Hubris by Mark Honigsbaum, a medical historian at the City University of London (UK), focuses on large-scale outbreaks since 1900. The author uses 9 examples to shine a light on epidemiological blind spots to avoid in future investigations. For example, he suggests that the initial lackluster response to the 1918 influenza pandemic can be attributed in part to false confidence in Richard Pfeiffer’s 1892 discovery of Bacillus influenzae, now known as Haemophilus influenzae. We later learned that H. influenzae occasionally is found in persons with influenza but was not the cause of the pandemic
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A COVID-19 testing facility has been established by the Defence Research and Development Organisation (DRDO) at which place?
Chandigarh
Hapur
Kanpur
Leh
Answer with explanation
Answer: Option DExplanation
The Defence Research and Development Organisation (DRDO) has established a COVID-19 testing facility at the Leh-based Defence Institute of High Altitude Research (DIHAR) to enhance the rate of testing to identify coronavirus cases in the Union Territory of Ladakh.
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According to a joint study by Google, Nasscom and think tank ICRIER, how much percent can be the increase in India’s gross domestic product (GDP) by the adoption of Artificial Intelligence (AI)?
4.2%
1.8%
2.5%
3.7%
Answer with explanation
Answer: Option CExplanation
A study by Google, IT industry body Nasscom and think tank ICRIER revealed, one unit increase in Artificial Intelligence (AI) intensity by Indian firms can result in a 2.5 per cent increase in the country’s gross domestic product (GDP) in the immediate term.
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Who has been re-elected for 2nd term as the president of Asian Infrastructure Investment Bank (AIIB) (with effect from Jan 16, 2021)?
Adel AlHosani
Jin Liqun
Muhammad Aslam
Andrey Kruglov
Answer with explanation
Answer: Option BExplanation
During the 5th annual meeting of Board of Governors of Asian Infrastructure Investment Bank (AIIB), Jin Liqun was elected President of AIIB for a second five-year term commencing January 16, 2021. The election result was announced by chair of AIIB’s Board of Governors, Liu Kun, who is a Minister of Finance, People’s Republic of China. Under President Jin’s leadership, AIIB has grown from 57 founding members to 103 approved members from around the world
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Which company becomes the 1st Indian company to reach Market Capitalisation (m-cap) of Rs 13 lakh crore?
Reliance Industries Limited
Infosys
PhonePe
Amazon
Answer with explanation
Answer: Option AExplanation
The market cap of Reliance Industries Limited (RIL) on Thursday rose to Rs 13 lakh crore, making it the first Indian company to achieve the feat. The company has gained a market cap of Rs 2 lakh crore over the last month.
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Project NETRA of ISRO, sometimes seen in news is
Providing human-centric systems and technologies for Gaganyaan
An early warning system in space to detect debris
Earth observation programme
Provide satellite Internet access
Answer with explanation
Answer: Option BExplanation
Indian Space Research Organisation (ISRO) recently initiated ‘Project NETRA’ – an early warning system in space to detect debris and other hazards to Indian satellites.
The project estimated to cost Rs.400 crore, when in place, will give India its own capability in space situational awareness (SSA) like the other space powers — which is used to ‘predict’ threats from debris to Indian satellites. It also goes so far as to serve as an unstated warning against missile or space attack for the country, experts say.
Under NETRA, or Network for space object Tracking and Analysis, the ISRO plans to put up many observational facilities: connected radars, telescopes; data processing units and a control centre.
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Who has been appointed as head of an Expert Appraisal Committee formed by the environment ministry that deals with violation of environment rules?
Mukul Sanghi
Vikram Kumar Shah
Anil Kumar Jha
Rishi Puran
Answer with explanation
Answer: Option CExplanation
The government has appointed former chairman of Coal India, Anil Kumar Jha, as the chairman of a key panel that deals with violation of environment rules.
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Prime Minister Narendra Modi jointly inaugurated the new Supreme Court building of which nation on July 30, 2020?
Mauritius
Nepal
Maldives
Sri Lanka
Answer with explanation
Answer: Option AExplanation
Prime Minister Narendra Modi jointly inaugurated the new Supreme Court Building of Mauritius along with Mauritian PM Pravind Jugnauth through video conferencing on July 30, 2020
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What is the rank of India in the list of countries that have gained in forest areas in the last decade (2010-2020) as per the United Nations Food and Agriculture Organization (FAO)?
1
2
3
4
Answer with explanation
Answer: Option CExplanation
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IRCTC and SBI Card launched a co-branded contactless credit card on RuPay platform recently. Where is the HQ of SBI card located?
Mumbai
New Delhi
Bengaluru
Gurugram
Answer with explanation
Answer: Option DExplanation
Indian Railway Catering and Tourism Corporation Limited (IRCTC) and SBI Card launched a co-branded contactless credit card, IRCTC -SBI Platinum Card on RuPay Platform to reward the frequent railway (train) travelers. The card is equipped with Near Field Communication (NFC) technology by which users can facilitate their transactions at the point of sale(POS) machines by Tap and Pay Option. This enables consumers to transact safely and securely online. SBI Card: Headquarters– Gurugram, Haryana.
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Which Ministry has been renamed which Ministry as the Ministry of Education?
WCD Ministry
HRD Ministry
Social Justice Ministry
Home Ministry
Answer with explanation
Answer: Option BExplanation
The Ministry of Human Resource and Development (MHRD) has been renamed as Ministry of Education. The decision was taken during a cabinet meeting chaired by Prime Minister Narendra Modi.
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Which of the following launched ‘Dare To Dream 2.0’ contest for innovators and startups?
Competition Commission of India
Defence Research and Development Organisation
PMKVY
NITI Aayog
Answer with explanation
Answer: Option BExplanation
The Defence Research and Development Organisation (DRDO) launched ‘Dare to Dream 2.0’, which is an innovation contest.
The contest was launched on the fifth death anniversary of renowned scientist and former President of India Dr APJ Abdul Kalam, the Ministry of Defence
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Grand Renaissance Dam reservoir on the Nile River is in which country?
Ethiopia
Sudan
Egypt
All of the Above
Answer with explanation
Answer: Option DExplanation
The Grand Ethiopian Renaissance Dam (GERD), formerly known as the Millennium Dam, is under construction in the Benishangul-Gumuz region of Ethiopia, on the Blue Nile River, which is located about 40km east of Sudan. The project is owned by Ethiopian Electric Power Corporation (EEPCO).
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Global Competitiveness Index, sometimes seen in news is published by
World Economic Forum
World Trade Organisation
World Bank
International Monetary Fund
Answer with explanation
Answer: Option CExplanation
India has slipped 10 places to rank 68th on the World Economic Forum’s competitiveness index, largely due to improvements witnessed by several other economies.
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Who launched the Bureau of Indian Standard’s Mobile App, ‘BIS-Care’ recently?
Nirmala Sitharaman
Ram Vilas Paswan
Amit Shah
Nitin Gadkari
Answer with explanation
Answer: Option BExplanation
Union Minister for Consumer Affairs, Food & Public Distribution Ram Vilas Paswan launched the Bureau of Indian Standard’s Mobile App, ‘BIS-Care’, by which consumers can check the authenticity of the ISI and hallmarked products and also lodge complaints using this app. In addition to this, he also launched 3 portals of e-BIS: standardisation, conformity assessment and training Portals on www.manakonline.in for consumers.
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When is International Tiger day observed?
July 28th
July 30th
July 26th
July 29th
Answer with explanation
Answer: Option DExplanation
International Tiger Day 2020: It is observed on 29 July to raise awareness about the decline population of wild tigers and encourage the work of conservation of tiger. Let us read in detail about International Tiger Day, its history, significance, and some facts about the tiger
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John Saxon who passed away recently belonged to which profession?
Singer
Politician
Actor
Author
Answer with explanation
Answer: Option CExplanation
Hollywood veteran actor John Saxon, who passed away, was not only an actor but also a martial artist. He was 83.
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51 Pegasi b is
Asteroid
Exoplanet
Kuiper Belt Object
Comet
Answer with explanation
Answer: Option BExplanation
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Who has been appointed as the Vice-Chairman of the International Union of Railways?
Puneet Sharma
Arun Kumar
Shekhar Kumar
Vijay Verma
Answer with explanation
Answer: Option BExplanation
International Union of Railways, UIC, Paris, has nominated Director General of 54r2 Railway Protection Force, Arun Kumar, as Vice-Chairman of its security platform.
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