Given that the month begins on a Friday and has 31 days
Sundays = 3rd, 10th, 17th, 24th, 31st
=> Total Sundays = 5
Every second & fourth Saturday is holiday.
2nd & 4th Saturday in every month = 2
Total days in the month = 31
Total working days = 31 – (5 + 2) = 24 days.